Guide

Choosing an Auto Body Shop After an Insurance Claim

Updated 2026-09-01 · Fact-checked educational article

Quick answer

How to pick a repair shop, handle insurer preferences, and document supplements.

You generally choose the shop

Insurers may suggest preferred shops for convenience and pricing agreements. You can usually select a shop you trust — confirm with your policy and state consumer rules.

Quality checks

  • OEM vs aftermarket parts discussions
  • Frame measurements on structural hits
  • Written warranties on workmanship
  • Clear communication about rental coverage days

Supplements are normal

Hidden damage appears after teardown. A supplement is an updated estimate. Ask the shop to photograph uncovered damage so you understand each added line item.